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Tongue cleaning is important in removing extra particles from the surface of your tongue Adidas NMD C2 Sverige , especially those that cause bad breath. Some people use their toothbrush to do this, while others use a specially made sounded tooth made from metal or plastic. No amount of tongue cleaning can replace proper toothbrushing, but its benefits have prompted some people to add this extra step in their daily teeth cleaning routines.

Over time, bacteria, debris and dead cells can build up over time, leading to the development of plaque. This is especially true among children as they can sometimes forget or inadequately clean their tongue. This can also be a cause for bad breath and give a negative impact on your overall oral health. Using a soft-bristled toothbrush or a tongue scraper, you can effective remove all this buildup, prevent plaque and bad breath, and give you many more benefits like:


鈥?Improve sense of taste. Research have shown that cleaning the tongue twice in a day can improve the sense of taste. This means that your tongue is better able to distinguish between sweet, salty, sour and bitter sensations.
鈥?Improve appearance of the tongue. Excessive buildup of debris on the tongue can cause it to take on a unsightly white, coated appearance. Daily tongue cleaning can help get rid of this coating and stop it from forming again.
鈥?Remove bacteria. Researchers in one study have found out that tongue cleaning twice a day for one week reduces the overall incidence of Lactobacilli and Mutans streptococci in the mouth. These are the types of bacteria known to cause dental decay and bad breath.
鈥?Improve overall health. Getting rid of bacteria is key in preventing gum disease, cavities and other oral conditions. Tongue cleaning can remove these bacteria from the mouth, improving the appearance and sensation of the tongue.
鈥?Tongue cleaning might not replace toothbrushing, but the former can do some things better than the latter. Researchers have found that tongue scraping is more effective at removing odor-causing bacteria compared to brushing.


With all these benefits that tongue cleaning can offer, perhaps it is about time that you start to incorporate this step in your morning and evening oral care routines. To learn more about tongue cleaning or scraping, talk to a reputable dentist in your area now. They would be glad to give you tips on how to better take care and maintain your oral health. You also might want to ask more about the right techniques to proper tongue cleaning and the right tools or products to use.

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How to Sell Your Life Insurance Policy for More Than the Cash Value Finance Articles | June 5, 2007
Do you need cash for medical expenses, to pay off debts or to buy that long-desired boat, cabin, car or RV?? If so, you may be able to sell an insurance policy that you no longer need.


Most people do not know they can sell an insurance policy. There are companies that will pay you more than the cash value. Even term insurance, which has no cash value, is a candidate for purchase.


This transaction is called a life settlement. Life settlements have been on the scene since 1995; they are not new. While the purchase is facilitated by an insurance company, the buyers typically are pension and institutional funds which hold the policies in their investment portfolios.


Here are three common reasons why a person would sell their insurance policy?


1. The policy has outlived its usefulness.


78% of all insurance is purchased for family protection. Families with children insure the breadwinner(s) until they have had the time to build up an estate or an adequate 401(k) plan to provide for the family, pay off a mortgage and educate the children. Most people have been there and done that.


However, later in life these needs may have disappeared. The house is paid for, the kids have been to college and your 401(k) plan has a balance ten times greater than your life insurance face value.


Rather than continue to pay premiums, or surrender it for its cash value, you can sell it for more than the cash value. Buy a boat, take an extended vacation or go down to the dealership and plunk down cash for that car you have always wanted.


2. The policy has a large loan.


There are three common ways a policy can acquire a large loan.


First, at some point you simply took a maximum loan against your policy. It could have been to satisfy an emergency, take advantage of an investment opportunity?any number of things. But the loan was never repaid.


Second, you could have taken a modest loan years ago and never paid anything toward the principal. Every year, however, you received a bill for the interest due. If you are like many people, this goes in the round file and you never pay the interest. What happens is that the interest gets added to the loan. So what is originally simple interest turns into compound interest.


Over time, the loan and the unpaid interest can consume the entire cash value. That's when you get the letter from the insurance company telling you that to keep the policy in force, you need to come up with some astronomical amount of money.


But that's not the worst of it. When you call your agent to see what your other options might be, he or she informs you that if the policy lapses, there will be a gain (cash value less premiums paid) that the insurance company is required to report to the IRS. Worse yet is the fact that there is no money in the insurance policy to pay the tax (remember it lapsed for lack of premium payment andor lack of any remaining values). So you are going to have to come up with the tax from someplace else. I don't think you would consider getting this information one of your better. Wholesale Air Jordan Wholesale Air Max Shoes Cheap Nike Shoes China Wholesale Mens Nike Shoes Cheap Jordan 12 Wholesale Nike Shoes Cheap Air Max 270 Flyknit Cheap Air Max 95 Online Cheap Nike Air Max 90 Ultra Cheap Air Max 270 Kids